Exeter Finance

Exeter Finance




As a consumer, financial decisions can be challenging to navigate alone. When unexpected expenses arise or large purchases need to be made, the support of a trusted lending partner is invaluable. Exeter Finance has been providing consumer loans for over 30 years to help clients take control of their financial futures. With competitive rates, flexible terms, and a commitment to personalized service, Exeter Finance aims to be your trusted source for financial solutions.

Whether you need to consolidate high-interest debts, finance a long-awaited home improvement project, or make any other meaningful purchase to improve your quality of life, Exeter Finance offers the resources and experience to find an affordable loan option tailored to your needs. Their team of dedicated lending specialists is ready to understand your unique situation and help you feel empowered to make the best choice for your budget. With a proven track record of helping hundreds of thousands of customers, you can feel confident turning to Exeter Finance as a reliable lending partner for life’s important moments and milestones.


Exeter Finance: Providing Consumers with Access to Credit for Over 25 Years

Exeter Finance: Providing Consumers with Access to Credit for Over 25 Years

For over two decades, Exeter Finance has provided personal loans and lines of credit to creditworthy consumers. Our mission is to offer responsible lending solutions for life’s meaningful moments.


Exeter Finance offers unsecured personal installment loans and lines of credit ranging from $500 to $25,000 with flexible terms from 2 to 5 years. Applicants go through our quick and easy online application and receive an instant credit decision. Successful applicants can have funds deposited directly into their bank account as soon as the next business day.

  • Be at least 18 years old with a steady income source.
  • Open an account to check in your name.
  • Have a fair to good credit score. Poor credit scores may still qualify but may face higher interest rates.

Exeter Finance reports account information to credit bureaus to help qualified borrowers establish or rebuild their credit history. We also offer free credit education resources to help consumers make better choices and improve financial well-being.


Types of Loans Offered by Exeter Finance

Exeter Finance offers three main types of consumer loans to meet your financing needs:

Personal Loans

Personal loans provide lump sum funds that can be used for any purpose, such as consolidating high-interest debt, financing home improvements, or paying for unexpected medical expenses. Loan amounts range from $1,000 to $50,000 with fixed interest rates and flexible repayment terms of 12 to 60 months.


Auto Loans

Auto loans allow you to finance the purchase of a new or used vehicle. We offer loans for cars, trucks, motorcycles, RVs, and more. Loan amounts extend up to $100,000 to cover the total vehicle cost. Repayment terms vary from 12 to 72 months with competitive fixed interest rates.

Credit Cards

Exeter Finance credit cards provide an ongoing line of credit for your everyday purchases and expenses. We offer cards for average, fair, and limited credit with credit limits ranging from $500 to $25,000. Interest rates are variable but currently start at 9.99% APR. No annual fees and cardholder benefits like purchase protections, extended warranties, and travel insurance are included.

In summary, Exeter Finance aims to provide an array of lending solutions for all your important life moments and financial needs. Our friendly staff would be happy to review the options in more detail and help you choose the right loan or credit card to meet your needs. Please contact us to get started.


Applying for a Loan from Exeter Finance Is Quick and Easy

Exeter Finance makes applying for a personal loan simple and straightforward. By following a few easy steps, you can determine if you prequalify and complete an application.

Prequalify Online

Visit Exeter Finance’s website and enter some basic information to instantly prequalify for a loan amount and rate. Provide details like your name, income, Social Security number, and the loan amount you need. Exeter Finance will conduct a soft credit check to determine your eligibility and the loan terms for which you may qualify based on your credit score and history.

Apply Online or In Person

If prequalified and the offered loan terms meet your needs, you can proceed to apply online, over the phone, or in person at an Exeter Finance branch. For the quickest experience, apply on the Exeter Finance website. You will need to provide income verification like pay stubs, tax returns, or bank statements and proper identification. Exeter Finance representatives can walk you through the application process and ensure you provide all required documentation.

Sign Final Paperwork

Once your application is reviewed and approved, you will receive final loan documents to review and sign. This can typically be done in person at a local branch, where a lending agent will be available to answer any last questions about your personal loan before completing the signing. Funds are usually available the same business day or next business day after signing final documents.

From start to finish, applying for a personal loan with Exeter Finance is designed to be an uncomplicated process with friendly, knowledgeable assistance available anytime you need it. Let Exeter Finance provide you a simple lending experience and fast access to funds. Our trusted and responsible consumer loans can help you reach your financial goals.



As you work to establish your financial footing, having a trusted partner by your side can make all the difference. Exeter Finance has been helping consumers like you access fair and affordable loans for over 20 years. Their customer-centric approach, fast funding, and competitive rates have established them as an industry leader. By focusing on your unique needs and financial situation, Exeter Finance can find a loan solution tailored for you. When you’re ready to invest in your future, Exeter Finance will be there to support you each step of the way. For all of life’s meaningful purchases and pivotal moments, Exeter Finance is your trusted source for consumer loans.




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